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Today's Rates

15y Rate
5.500%
APR 5.650%
Points
$4,375

W-2 Income/FICO 750/Single family LTV 50%/DTI 49%

Disclosures

How can Pacific Gate Lending offer the lowest rate

  • Loan Tech

    Streamlined
    Loan Process

    Our Streamlined process helps reduce overall loan costs.
    With saved cost, we offer the lowest interest rate for our customers.

    Loan Tech

  • Live Chat

    Live Chat
    No Sales Calls

    We cut the cost of sales calls.
    We instead offer the lowest interest rate and only reach out to those who need our support.

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This is today's lowest rate we can offer

2024-12-23 Mon. W-2 Income/FICO 750/Single family LTV 50%/DTI 49%

Disclosures
  • 30y rate
    6.250%
    • Points $ 2,000
    • Loan Limits $ 726,200
  • 30y rate
    6.500%
    • Points $ 5,600
    • Loan Limits $ 1,089,300
  • 15y rate
    5.500%
    • Points $ 4,375
    • Loan Limits $ 726,200
  • 15y rate
    6.625%
    • Points $ 8,400
    • Loan Limits $ 1,089,300
  • 10/6m ARM
    6.750%
    • Points $ 3,423
    • Loan Limits $ 726,200
  • 10/6m ARM
    6.875%
    • Points $ 31,798
    • Loan Limits $ 1,089,300
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Estimate how much your minimum monthly repayment will be based on your term and loan amount

Loan Term
Loan Amount
Interest Rate
5.500%
Monthly Payment
$ 3,726

*based on EMI

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